Jammu, Jan 28: The State Administrative Council had approved a Health Insurance scheme for J&K Government Employees and Pensioners based on ‘Trust Model’.
The Committee constituted for the purpose after discussing and analyzing health insurance models of various states submitted its report along with three models.
After considering feasibility of various models and their merits, the SAC decided that ‘Trust Model’ may be implemented for the employee’s health insurance across the State for its added advantages
Under this model, a Trust will be set up by the State Government. The Trust may design appropriate insurance product and offer it to designated beneficiaries i.e State Government employees/pensioners.
The administration of the scheme including collection of premia, enrollment of the insured, settlement of claims will be with the said Trust.
This measure will address the issue on long term basis and do away with issues of renewal and other issues which crop up every now and then. This will also ensure close monitoring.
SAC directed the Health and Medical Education Department to take necessary measures in this regard.
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